What is the Nisab for Zakat in Pakistan 2025?

The official Nisab for Zakat in Pakistan for 2025 (Ramadan 1446 AH) is Rs. 179,689, as notified by the Ministry of Poverty Alleviation and Social Safety to the State Bank of Pakistan. For 2026 (1447 AH) the Nisab is Rs. 503,529. The Nisab is based on 612.36 grams (52.5 tola) of silver – the lower threshold used for mixed assets.

How much is Fitrana per person in Pakistan 2025?

According to CII Chairman Dr. Raghib Hussain Naeemi, minimum Fitrana for 2025 (1446 AH) is Rs. 220–300 per person (wheat flour). Higher commodity rates: Barley Rs. 1,100, Dates Rs. 1,600, Raisins Rs. 3,800, Dried Dates Rs. 5,400 per person. Mufti Muneeb-ur-Rehman announced Rs. 240 per person for wheat. Sources: Dawn.com and Express Tribune, March 2025.

Does my bank automatically deduct Zakat in Pakistan?

Yes. Under Section 3 of the Zakat & Ushr Ordinance 1980, banks automatically deduct 2.5% Zakat from savings and PLS accounts on 1st Ramadan if the balance meets or exceeds the official Nisab (Rs. 179,689 for 2025). To opt out submit Form CZ-50 to your bank at least 30 days before Ramadan. Non-Muslims and non-Pakistanis are exempt.

What is the Zakat rate in Pakistan?

The Zakat rate is 2.5% (1/40th) of total net Zakatable wealth. Livestock and agriculture (Ushr) have separate rules: Ushr is 10% for rain-fed land and 5% for irrigated land under the Zakat & Ushr Ordinance 1980.

Is this an official Pakistan government Zakat calculator?

No. This is an independent free estimate tool only. It is NOT affiliated with FBR, SBP, Ministry of Poverty Alleviation, CII, or any official Islamic institution. Results are estimates based on publicly available Nisab notifications and CII rulings. Consult a qualified Islamic scholar (Mufti or Aalim) for your personal obligation.

What assets are Zakatable in Pakistan?

Under Hanafi Fiqh and Zakat & Ushr Ordinance 1980, Zakatable assets include: gold and silver (all forms), cash at home and bank, savings/PLS accounts, current accounts, Prize Bonds, National Savings Certificates, trading stock, business cash and receivables, listed shares, mutual funds, accumulated rental income, and livestock (camels min 5, cattle min 30, goats/sheep min 40). Personal use items like your home, car and household goods are NOT Zakatable.

What is Fidya and how much is it in Pakistan 2025?

Fidya is compensation for Muslims permanently unable to fast due to chronic illness or extreme old age. For each missed fast, feed one poor person. CII 2025 rates per fast: Wheat Rs. 300 (Rs. 9,000 for 30 fasts), Barley Rs. 1,100 (Rs. 33,000), Dates Rs. 1,600 (Rs. 48,000), Raisins Rs. 3,800 (Rs. 114,000).

What is Ushr in Pakistan?

Ushr (عُشر) is the Islamic agricultural Zakat under the Zakat & Ushr Ordinance 1980. Nisab is 849 kg of wheat equivalent. Rate is 10% for rain-fed (barani) land and 5% for irrigated (chahi/nahri) land, due after each harvest.

Who can receive Zakat in Pakistan?

Zakat can be given to 8 categories per Surah At-Tawbah (9:60): the poor (Fuqara), the needy (Masakeen), Zakat collectors, new Muslims, freeing captives, those in debt (Gharimeen), those striving in Allah's cause (Fi Sabilillah), and stranded travellers (Ibn-us-Sabeel). Zakat CANNOT be given to parents, children, spouse, non-Muslims, wealthy persons, or Banu Hashim per Hanafi Fiqh.

What is Kaffarah and how much is it?

Kaffarah is expiation for intentionally breaking a Ramadan fast. Options in order: (1) Free a slave – not applicable today, (2) Fast 60 consecutive days, (3) Feed 60 poor people two meals each. Estimated feeding cost in Pakistan 2025: approx. Rs. 36,000 per intentional break (60 × 2 meals × Rs. 300).

Pakistan Zakat & Fitrana Calculator

Based on Zakat & Ushr Ordinance 1980 · CII Rulings 2025 · SBP Nisab Notifications · Hanafi Fiqh

IMPORTANT DISCLAIMER – ESTIMATE TOOL ONLY

This calculator is a FREE ESTIMATE TOOL based on the Zakat & Ushr Ordinance 1980, SBP Nisab notifications, and CII rulings. It does NOT constitute an official Fatwa, religious ruling, or legal advice. Your actual Zakat obligation depends on your full financial situation, the madhab (school of thought) you follow, and your personal circumstances. For your individual Zakat, please consult a qualified Islamic scholar (Mufti or Aalim), or contact your local mosque. The State Bank of Pakistan’s bank deduction is governed by the Zakat & Ushr Ordinance 1980 and is separate from voluntary personal Zakat.

Welcome to Pakistan’s most comprehensive free online Zakat and Fitrana calculator for the year 2025 (Ramadan 1446 AH). This tool provides estimated calculations based on the Zakat & Ushr Ordinance, 1980, official State Bank of Pakistan (SBP) Nisab notifications, Council of Islamic Ideology (CII) Fitrana rulings, and Hanafi Shariah principles as practised in Pakistan. Whether you are calculating Zakat on gold, silver, savings accounts, business assets, or livestock — or working out your Fitrana, Fidya, or Kaffarah — this calculator guides you through the process step by step.

📌 Estimate Notice: All results are approximate estimates only. They are not a Fatwa and are not binding. Consult a qualified scholar for your personal obligation.

Pakistan Zakat & Fitrana Calculator

زکوٰۃ · فطرانہ · عُشر · فِدیہ | Based on Zakat & Ushr Ordinance 1980 · CII Rulings 2025

Shariah Compliant Pakistan 2026

📋 Nisab Threshold & Market Rates

2026

1447 AH

Rs. 503,529

Official SBP/Ministry

2025

1446 AH

Rs. 179,689

Official SBP/Ministry

2024

1445 AH

Rs. 135,179

Official SBP/Ministry

2023

1444 AH

Rs. 88,927

Official SBP/Ministry

Select Nisab Year

Gold Rate per Tola (PKR) ?

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Silver Rate per Tola (PKR) ?

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Nisab Rule (Pakistan): If assets include only gold → Gold Nisab (7.5 tola / 87.48g) applies. For mixed assets (gold + silver + cash + savings etc.) → Official Pakistan Government Nisab (based on 52.5 tola silver) applies. Banks auto-deduct Zakat from savings/PLS accounts on 1st Ramadan under Zakat & Ushr Ordinance 1980.

🥇Gold & Silver (سونا · چاندی)

Gold – Grams

Gold – Tola

Silver – Grams

Silver – Tola

🏦Cash & Bank Accounts (نقدی · بینک)

Cash at Home / in Hand (PKR)

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Savings / PLS Account Balance ?

₨

Current Account Balance ?

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Prize Bonds / Govt Securities ?

₨

National Savings / Certificates ?

₨

Loans / Money Owed to You

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🏪Business Assets (تجارتی مال)

Trading Stock / Inventory (PKR)

₨

Business Cash & Bank

₨

Business Receivables / Debtors

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📈Investments & Income (سرمایہ کاری)

Listed Shares – Market Value ?

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Mutual Funds (Zakatable portion)

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Accumulated Rental Income (year)

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🐄Livestock – مویشی (Hanafi Fiqh)

Livestock Zakat applies only on animals kept for breeding/grazing (not for work/slaughter). Nisab: Camels 5 | Cattle 30 | Goats/Sheep 40

Camels (اونٹ) – Min 5

Cattle / Buffalo (گائے/بھینس) – Min 30

Goats / Sheep (بکری/بھیڑ) – Min 40

🌾Agriculture / Ushr (عُشر)

Ushr is compulsory on agricultural produce. Nisab: 849 kg wheat equivalent. Rate: 10% (rain-fed) or 5% (irrigated). Source: Zakat & Ushr Ordinance 1980.

Produce (kg per harvest)

Market Price per kg (PKR)

₨

Irrigation Type

Rain-fed (10%) Irrigated (5%)

➖Liabilities / Debts (قرضہ جات – Deductible)

Short-term debts due within the year are deductible from Zakatable assets. Long-term debts (mortgages) – only current year's instalment deductible per most scholars.

Short-term Debts / Loans Owed

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Business Creditors / Payables

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Pending Bills / Due Expenses

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🌾Select Commodity (کھانے کی چیز)

Wheat Flour (گندم) Rs. 300 per person CII / Al-Khidmat 2025 Barley (جَو) Rs. 1,100 per person CII 2025 Dates / Khajoor (کھجور) Rs. 1,600 per person CII 2025 Raisins / Kishmish (کشمش) Rs. 3,800 per person CII 2025 Dried Dates (چھوہارے) Rs. 5,400 per person CII 2025 Subsidised Govt Flour Rs. 200 per person CII 2025 (subsidised rate)

👨‍👩‍👧‍👦Family Members (افرادِ خانہ)

Adult Members (Self + Spouse + Adults)

Dependents (Children, Elderly, Servants) ?

🤲Fidya – فِدیہ (Missed Fasts – for chronically ill)

Fidya applies only for those who are permanently unable to fast (chronic illness, old age). For each missed fast, feed one poor person for the day.

Number of Missed Fasts (روزے)

Fidya Commodity

⚠️Kaffarah – کفارہ (Intentional Fast-Breaking)

For intentionally breaking a fast (eating/drinking/intimacy): Either fast 60 consecutive days OR feed 60 poor people 2 meals each.

Number of Fasts Intentionally Broken

🏛️ Legal Framework – Pakistan

Zakat & Ushr Ordinance, 1980 (XVIII of 1980) — The foundational law for compulsory Zakat collection in Pakistan. Banks deduct Zakat from savings/PLS accounts on the 1st of Ramadan automatically if balance meets Nisab.

Punjab Zakat & Ushr Act, 2018 — Post-18th Amendment, Zakat devolved to provinces. Punjab now governs its own collection and disbursement.

Ministry of Poverty Alleviation & Social Safety — Announces official Nisab threshold each year via SBP notifications.

📊 Official Nisab History (Pakistan)

Year	Hijri Year	Nisab (PKR)	Source
2026	1447 AH	Rs. 503,529	Ministry Feb 2026
2025	1446 AH	Rs. 179,689	SBP Notification
2024	1445 AH	Rs. 135,179	SBP Notification
2023	1444 AH	Rs. 88,927	SBP Notification

🪙 What is Zakatable? (Shariah – Hanafi Fiqh)

✅ Gold & Silver – Jewellery, coins, bars (if meets Nisab)
✅ Cash – At home, in bank, foreign currency
✅ Savings/PLS Accounts – Auto-deducted by banks
✅ Prize Bonds & NSS – Listed in First Schedule Z&U Ord 1980
✅ Trading Stock – Inventory for sale
✅ Business Cash & Receivables
✅ Listed Shares – Market value (trading companies)
✅ Livestock – Grazing animals (separate Nisab rules)
❌ Fixed Assets – Machinery, property used in business (not for sale)
❌ Personal Use Items – Home, car, household goods
❌ Diamonds & Gems – No Zakat per Hanafi Fiqh (only gold/silver metals)

🌙 Fitrana 2026 – CII Official Rates

Announced by CII Chairman Dr. Raghib Hussain Naeemi – Ramadan 2026:

Commodity	Per Person	30 Fasts (Fidya)
🌾 Wheat Flour (min)	Rs. 220–300	Rs. 6,600–9,000
Barley	Rs. 1,100	Rs. 33,000
Dates (Khajoor)	Rs. 1,600	Rs. 48,000
Raisins (Kishmish)	Rs. 3,800	Rs. 114,000
Dried Dates	Rs. 5,400	Rs. 162,000

Sources: Dawn.com, Express Tribune – March 2025; Mufti Muneeb-ur-Rehman announcement

📿 Conditions for Zakat (Shariah)

Muslim – Zakat is obligatory only on Muslims
Sahib-e-Aql (Sane) – Must be of sound mind
Baligh (Adult) – Though some scholars say Zakat is also due from minors' wealth
Sahib-e-Nisab – Wealth must meet or exceed the Nisab threshold
Hawl (Full Lunar Year) – Wealth must have been held for a complete Islamic year
Full Ownership – Must have complete, unfettered ownership of the wealth
Productive Wealth – Must be growing or have potential to grow

⚠️ Disclaimer

This calculator provides estimates only based on published Zakat & Ushr Ordinance 1980, SBP Nisab notifications, and CII rulings. It is not a fatwa and does not constitute official religious or legal advice. For your individual Zakat obligation, please consult a qualified Islamic scholar (Mufti/Aalim) or contact your local mosque. Actual Zakat may vary based on your specific circumstances, assets, and the scholarly opinion you follow.

Nisab Threshold 2026 – Pakistan Official Rates (نصابِ زکوٰۃ)

The Nisab is the minimum amount of wealth a Muslim must possess before Zakat becomes obligatory. Pakistan’s Ministry of Poverty Alleviation and Social Safety announces the official Nisab each year via notification to the State Bank of Pakistan, based on the silver standard — which is the lower threshold used for mixed assets per the consensus of most contemporary Pakistani scholars.

Year	Hijri Year	Official Nisab (PKR)	Source / Authority
2026	1447 AH	Rs. 503,529	Ministry of Poverty Alleviation, Feb 2026
2025	1446 AH	Rs. 179,689	SBP/Ministry Notification, Ramadan 2025
2024	1445 AH	Rs. 135,179	SBP/Ministry Notification, Ramadan 2024
2023	1444 AH	Rs. 88,927	SBP/Ministry Notification, Ramadan 2023
2022	1443 AH	Rs. 88,927	SBP Notification, Ramadan 2022

💡 Gold vs Silver Nisab – Which Applies to You?

🥇 Gold Nisab (applies only if you own ONLY gold, no other assets): 7.5 tola = 87.48 grams of pure gold

🥈 Silver Nisab (applies for mixed assets – gold + cash + savings etc.): 52.5 tola = 612.36 grams of silver (lower threshold)

🏛️ Pakistan Government Official Nisab: Based on silver standard. For 2025: Rs. 179,689 (SBP Notification). This is the threshold used for bank auto-deductions under Zakat & Ushr Ordinance 1980.

What Assets are Zakatable?

Under the First Schedule of the Zakat & Ushr Ordinance 1980 and Hanafi Shariah principles, the following categories of assets are subject to Zakat in Pakistan:

Asset Category / مال	Rule & Legal Reference
🥇 Gold – سونا	Zakatable on all forms (jewellery, coins, bars). Nisab: 87.48g. Rate: 2.5% on total value. (Shariah / ITO 2001)
🥈 Silver – چاندی	Zakatable on all forms. Nisab: 612.36g. Rate: 2.5%. For mixed assets, silver Nisab (lower) applies. (Shariah)
💵 Cash at Home / in Hand	All cash held in any currency. Rate: 2.5%. (First Schedule, Z&U Ord 1980)
🏦 Savings / PLS Bank Accounts	COMPULSORY bank deduction on 1st Ramadan if balance ≥ official Nisab. Rate: 2.5%. (Section 3, Z&U Ord 1980)
🏦 Current Account Balance	No compulsory bank deduction, but Zakatable under Hanafi Shariah as part of total wealth.
🎟️ Prize Bonds	Listed in First Schedule, Z&U Ordinance 1980. Rate: 2.5%.
📜 National Savings Certificates	Defence Savings, Regular Income Certificates, Khas Deposit, Special Savings – all First Schedule assets.
🏪 Business Trading Stock	Inventory held for sale. Rate: 2.5% of market value. (First Schedule, Z&U Ord 1980)
💼 Business Cash & Receivables	Business bank balances and debtors (money owed to you). Rate: 2.5%.
📈 Listed Shares	Market value of trading company shares. Rate: 2.5%. (Shariah – company Zakat rules)
📊 Mutual Funds	Zakatable portion (underlying assets). Rate: 2.5%.
🏘️ Accumulated Rental Income	Rental income saved over the year. Rate: 2.5% after deducting expenses.
🐄 Livestock – مویشی	Separate Nisab rules: Camels (min 5), Cattle (min 30), Goats/Sheep (min 40). Hanafi rules apply.
🌾 Agricultural Produce – عُشر	Ushr: 10% (rain-fed), 5% (irrigated). Nisab: 849 kg wheat equivalent. (Z&U Ord 1980)

❌ NOT Zakatable (No Zakat on These)	Reason
Personal Residence / Home	Not held for trade or growth; personal use property is exempt.
Personal Vehicle	Used for personal/family transport; not for trade.
Household Goods & Furniture	Personal use items are not Zakatable under Hanafi Fiqh.
Business Machinery & Equipment	Fixed assets used in production (not for sale) are exempt.
Diamonds, Gems, Platinum	No Zakat on precious stones or metals other than gold and silver per Hanafi Fiqh.
Life Insurance (conventional)	Not owned wealth; Zakat not applicable. Takaful may differ.
Long-term Property Investment	Property held for own use or long-term – only rental income above expenses is Zakatable.

How to Calculate Zakat

Calculating Zakat correctly requires three steps: determining your total Zakatable assets, deducting allowable liabilities, and checking against the Nisab threshold.

Step 1 – Add Up All Zakatable Assets

Total all assets that have been in your possession for a full lunar year (Hawl): gold, silver, cash, savings, investments, business stock, receivables, and livestock.

Step 2 – Deduct Allowable Liabilities

Deduct short-term debts and liabilities that are due within the year (e.g., loans you owe, creditors, due bills). Long-term liabilities (like a mortgage): most Hanafi scholars allow only the current year’s instalment to be deducted, not the full outstanding loan.

Step 3 – Check Nisab

If your net Zakatable wealth equals or exceeds the official Nisab (Rs. 179,689 for 2025), and the Hawl has passed, Zakat is obligatory at the rate of 2.5% (1/40th) of your total net Zakatable wealth.

Step 4 – Deduct Bank Auto-Deduction

Under the Zakat & Ushr Ordinance 1980, your bank will auto-deduct 2.5% from your savings/PLS account balance on the 1st of Ramadan if it meets Nisab. This amount counts towards your total Zakat obligation. You only need to pay the remaining balance manually.

ℹ️ Zakat Calculation Formula

Zakat = (Total Zakatable Assets – Deductible Liabilities) × 2.5%

Example: Assets = Rs. 1,500,000 | Liabilities = Rs. 200,000 | Net = Rs. 1,300,000 | Zakat = Rs. 32,500

References & Official Sources

Zakat & Ushr Ordinance, 1980 (XVIII of 1980) – nasirlawsite.com
Ministry of Poverty Alleviation and Social Safety – Official Nisab Notification Feb 2026 (Business Recorder, 2026)
State Bank of Pakistan – Nisab Notification 2025 (pkrevenue.com; Zameen Blog)
Council of Islamic Ideology – Fitrana/Fidya Announcement Ramadan 2025 (Dawn.com, Express Tribune, ARY News – March 2025)
Mufti Muneeb-ur-Rehman – Fitrana announcement 2025 (Express Tribune, March 2025)
Al-Khidmat Foundation Islamabad – Fitrana 2025 (Rs. 300/person announcement)
Punjab Zakat & Ushr Act, 2018 – zakat.punjab.gov.pk
Constitution of Islamic Republic of Pakistan, 1973 – Article 31(c)
Holy Quran – Surah At-Tawbah 9:60; Surah Al-Baqarah 2:43; Surah Al-A’la 87:14

Sahih al-Bukhari (Hadith 1403); Sunan Abu Dawood (Hadith on Sadaqat-ul-Fitr

This Pakistan Zakat & Fitrana Calculator is an INDEPENDENT FREE ESTIMATE TOOL only. It is NOT affiliated with, endorsed by, or connected to:

Federal Board of Revenue (FBR) or any government tax authority
State Bank of Pakistan (SBP) or any commercial bank
Council of Islamic Ideology (CII) or any religious authority
Ministry of Poverty Alleviation and Social Safety or any provincial Zakat department

All estimates are based on publicly available information. Your actual Zakat obligation is a matter of Islamic jurisprudence (Fiqh) and depends on your specific financial situation, the madhab you follow, and scholarly opinion. This tool does NOT constitute a Fatwa. Consult a qualified Mufti or Aalim for your personal religious obligation. For bank Zakat deduction, refer to your bank and SBP guidelines under Zakat & Ushr Ordinance 1980.